Bahut log confused rehte hain ki paisa saving account mein rakhein ya FD bana dein. Dono hi safe options hain, lekin purpose alag hai. Is article mein hum clear karenge saving account aur FD mein kya farq hai, taaki aap sahi decision le sako. 1. Saving Account Kya Hai Saving account: 2. Fixed Deposit (FD) … Read more
Life mein problem kab aayegi, koi nahi jaanta. Job loss, medical emergency, ya family issue — yeh sab bina warning ke aate hain. Aise time par loan lena ya credit card use karna situation aur bigaad deta hai. Isliye financial planning ka sabse pehla step hota hai emergency fund. Agar aap simple language mein samajhna … Read more
Bahut saare log apni saari saving sirf saving account mein hi rakhte hain. Unko lagta hai ki paisa bank mein safe hai, jab chaaho nikal sakte ho aur thoda interest bhi mil jaata hai. Lekin asli sawal yeh hai ki saving account mein paisa rakhna sahi hai ya nahi, especially jab mehngai har saal badh … Read more
Salary credit hone ke din lagta hai ki iss baar saving ho hi jayegi, lekin 10–12 din ke andar hi account ka balance phir se tight ho jaata hai. Agar aap bhi yahi feel karte ho, toh problem salary kam hone ki nahi, salary manage karne ke tareeke galat hone ki hai. Is article mein … Read more
Agar aap har month sochte ho ki “iss baar thoda paisa bacha lunga” aur month ke end mein account almost zero ho jaata hai, toh aap akela nahi ho.India mein majority log saving nahi kar paate, wajah paisa kam hona nahi balki saving ki aadat na hona hai. Is article mein hum bilkul ground level … Read more