Zyada tar log budgeting karte waqt ek hi problem face karte hain — month ke end mein paisa kahaan gaya pata hi nahi chalta. Aisa isliye hota hai kyunki hum budget toh bana lete hain, lekin har rupaye ka kaam decide nahi karte. Yahin par Zero Based Budgeting ka concept kaam aata hai. Agar aap … Read more
Internet par budgeting ki baat aate hi sabse pehle naam aata hai 50-30-20 rule ka. Lekin sawaal yeh hai — jo rule foreign countries ke liye bana, kya woh India mein bhi kaam karta hai? Aaj hum practical tareeke se samjhenge 50 30 20 rule budgeting aur uski reality. 1. 50-30-20 Rule Kya Hai Simple, … Read more
Sach kahun toh pehle mujhe lagta tha ki budgeting sirf un logon ke liye hoti hai jinki income zyada hoti hai. Main khud sochta tha ki jab paisa hi limited hai, toh budget banane se kya hoga. Lekin jab har mahine paise kahin na kahin leak hone lage, tab samajh aaya ki monthly budget kaise … Read more