Pardeep Thakur 
Agar aap har month sochte ho ki “iss baar thoda paisa bacha lunga” aur month ke end mein account almost zero ho jaata hai, toh aap akela nahi ho.India mein majority log saving nahi kar paate, wajah paisa kam hona nahi balki saving ki aadat na hona hai. Is article mein hum bilkul ground level … Read more
Jab paison ki zarurat hoti hai aur savings kaafi nahi hoti, tab loan ka option samne aata hai. Lekin bahut se log bina samjhe loan le lete hain aur baad mein credit problems face karte hain. Isliye loan lene se pehle loan kya hota hai aur credit ka system kaise kaam karta hai, ye samajhna … Read more
Sach kahun toh jab main pehli baar “investing” shabd sunta tha, mujhe lagta tha ye sirf ameer logon ke liye hota hai. Share market, mutual funds, risk — sab kuch thoda scary lagta tha. Lekin dheere-dheere samajh aaya ki investing ka matlab gambling nahi hota, balki future ke liye smart planning hoti hai. Is article … Read more
Sach bolun toh jab main pehli baar “insurance” word sunta tha, mujhe lagta tha ye sirf agents ka business hai. Mujhe ye bhi lagta tha ki jab tak kuch bura hota nahi, insurance lene ka kya faayda. Lekin jaise-jaise responsibility badhi, tab samajh aaya ki insurance kya hota hai aur ye life mein kitna important … Read more
Sach kahun toh pehle mujhe lagta tha ki budgeting sirf un logon ke liye hoti hai jinki income zyada hoti hai. Main khud sochta tha ki jab paisa hi limited hai, toh budget banane se kya hoga. Lekin jab har mahine paise kahin na kahin leak hone lage, tab samajh aaya ki monthly budget kaise … Read more